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Whether you're applying for a loan, seeking a partnership, or just have a question — our Credit Officers are ready to help.
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Nakifuma Zone Office
Mukono, Uganda
Mon – Fri: 8:00 AM – 5:00 PM
Sat: 9:00 AM – 1:00 PM
Kasawo Zone Office
Mukono, Uganda
Mon – Fri: 8:00 AM – 5:00 PM
Sat: 9:00 AM – 1:00 PM
Frequently Asked Questions.
Can't find your answer here? Reach out directly using the form above.
What is the minimum loan amount?
addThe minimum loan amount for Group Agricultural Loans is UGX 500,000. For SME loans, the minimum is UGX 3,500,000.
How long does loan approval take?
addDe MFL's turnaround time is 1 to 3 business days from application submission to disbursement — one of the fastest in the market.
Do I need collateral?
addGroup Agricultural Loans require only a group guarantee — no physical collateral needed. SME loans require land titles or log books. School fees loans are unsecured.
Who can apply for a salary-backed loan?
addTeachers, health workers and NGO staff whose employers can provide a guarantee are eligible for salary-backed loans up to UGX 10,000,000.
Is De MFL regulated?
addYes. De MFL is a Tier IV Microfinance Institution regulated by the Microfinance Regulatory Department (MRD) under Uganda's Ministry of Finance, Planning and Economic Development.
How are interest rates calculated?
addDe MFL uses a flat-rate interest calculation method. Monthly rates range from 2.8% to 5.0% depending on the product. Your Credit Officer will provide a full repayment schedule before you sign.